It's easy when you know how...
Get your Loan Application right, first time!
Business Loan Application
Our Business Loan Application process consists of three main aspects, which are:-
Application Forms
Personal Data
Business Information
It is vitally important that you provide as much information as possible when applying for our Business Loans; Any missing information will be identified and result in rejection of the application.
Templates and full instructions have been provided in the table below to assist you with your application. Should you require any further help, please contact your dedicated Investment Manager.
Application Forms
Personal Data
Business Information
Loan Application Form
Data Consent Form
Location Questionnaire
Business Plan
Cashflow Forecast
Business Liabilities Form
Personal Statement of Affairs
Photographic ID (Passport)
- Colour Copies Only
- All Corners Visible
- Must be Valid (in date)
Proof of Home Address
- Recent Utility Bill (<3 Months) – Must be Gas, Electric, Water, Broadband or Council Tax
- Mobile Phone Bills are not permitted
- Driving Licence (both sides – front and back)
Personal Bank Statement (optional)
- Not a statutory requirement for a Business Loan
- Can be used as a Proof of Home Address
- Only most recent month required if submitted
Personal Credit Report
- We prefer a Transunion Credit Report for accuracy
- Details on how to get a FREE Transunion Credit Report can be found below
- We will accept Experian or Equifax but not from third party suppliers
Credit Report Guidelines
Six Months' Business Bank Statements
- Full Six Months’ Business Bank Statements
- MUST be Month End Statements
- No Transaction Lists from Online Banking or Excel Downloads permitted
Three Years' Financial Accounts
- Email your Last Three Years’ Full Audited Accounts
- MUST be Fully Stated including Notes to Accounts
- Abbreviated Accounts will be rejected
Management Accounts
Management Accounts
- Up-to-Date Management Accounts
- MUST include Profit & Loss Account and your Balance Sheet
- Ideally as close to the date of your application as possible.
Aged Debtors & Creditors Report
Aged Debtor & Creditor Report
- Clear and Up-to-Date lists of all your current Debtors and Creditors.
- Disclosure of any problem accounts or payment plans.
- Not applicable to B2C business types
Order Book / Work in Progress
Order Book / Work In Progress
- Proof of any current business in the pipeline
- Details of any ongoing contracts
- Identifiable in line with Cashflow Forecasts
Supporting Information (optional)
Please send us any information that you believe will help us with your application.
This could relate to anything that we may require answers for in the information provided
Our Network of Partners
Trusted - Certified - Awarded
